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Our Privacy Commitment
We are committed to protecting all personal
information entrusted to us. The purpose of this notice
is to let you know how we treat personal information about
our prospects and existing clients including former clients.
We do not sell any information. We
do not sell information on any prospects that have visited
our site nor do we sell information on former or existing
We only collect and share information,
as required by law, to assist our prospects and clients
in obtaining the highest quality life insurance and financial
We protect the personal information of
our prospects and clients. We restrict access to personal
information to those who need it to help us secure the
best products for our clients or as the law requires. We
train our employees to keep all personal information confidential
and safe. We maintain physical, electronic, and procedural
Information we collect
The personal information we collect depends
on the specific insurance product you have an interest
Information from Individuals:
Most all personal information is obtained from your
insurance application. We also get additional information
from any additional supplemental forms that may be required
with the application paperwork. This may include information
- Name, address, telephone number, date of birth and
social security number
- Income, assets and investment preferences
- Information on health and habits, if you apply for
life insurance or make a claim
- Information to process transactions or to conduct online
- Personal medical information including the names addresses
and telephone numbers of doctors.
Information from Third Parties
If required, we may also
obtain information from third parties. For example, we
may need additional information in order to evaluate your
application or verify your identity. This additional information
- Personal and credit information from consumer reporting
- Health history from medical providers and the Medical
Information Bureau, Inc. (MIB, Inc.)
- Employment and benefit information from employers,
plan sponsors and administrators
- Information from other companies about contracts or
accounts transferred to us
Consumer reporting agencies may keep
the information they collect. They may share that information
with others to the extent allowed by law. If you contact
another insurer to apply for life or health insurance or
make a claim, the MIB, Inc. will supply that company with
the information it has in its files.
We keep records of all client
transactions. This may include information such as:
- Benefits, contract values, payments and account activities
- Beneficiaries and claims
- Web site visitor information
We collect personal medical information
only to underwrite life and disability insurance or process
claims. We will first obtain written consent from you
before we obtain any medical information from third parties.
You can be assured that your personal medical information
will only be used to help you obtain the most favorable
insurance products that fit your given circumstances.
We do not share medical information for
marketing purposes. We only share it within strict limits
as allowed or required by law. We will, with your permission,
allow several insurance companies to review your file simultaneously
on a “trial basis” so that there a several
options from which to obtain offers.
Information we share
We share information only in a limited way to assure our
prospects and clients get the best outcome given their
insurance needs, or as required by law.
Within MEG Financial
The law allows us to share the
personal information listed above with third parties
that help us conduct business. For example, we may share
personal information to help secure better offers in
the event that normal channels are not delivering the
best results. This will specifically be with the confines
of insurance underwriting.
We share only the information our insurance
companies and brokerage specialists need to carry out their
duties. We require that they use it only for that purpose
and keep all information confidential.
We may share with other third parties involved in providing
or maintaining your insurance policy. We share only the
information needed to perform their duties. This may
- Any joint insurance agent
- Your physician and insurance
support organizations such as MIB, Inc.
- Employers, plan sponsors and administrators
We will share personal information if you direct or authorize
us to do so, or if we are required to do so by law enforcement,
governmental or regulatory agencies.
Access and information correction
We want to make sure the information
we have is accurate. Generally, upon written request, we
will provide you with the personal information about you
in our files, including any disclosures of medical information.
If you believe that any of our records are incorrect, you
may contact us in writing to request a correction.
For more information on privacy issues,
MEG Financial, Inc.
196 E. Nine Mile Rd. Suite D
Pensacola, FL 32514
Toll free 1(877) 583-3955