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Life Insurance Policy

MEG Financial Privacy Policy

By visiting this site it is assumed all users have read MEG financials privacy policy and legal terms of use. Please read our privacy statement below and visit our Legal Use page.

Our Privacy Commitment

We are committed to protecting all personal information entrusted to us. The purpose of this notice is to let you know how we treat personal information about our prospects and existing clients including former clients.

We do not sell any information. We do not sell information on any prospects that have visited our site nor do we sell information on former or existing clients.

We only collect and share information, as required by law, to assist our prospects and clients in obtaining the highest quality life insurance and financial products.

Safeguards

We protect the personal information of our prospects and clients. We restrict access to personal information to those who need it to help us secure the best products for our clients or as the law requires. We train our employees to keep all personal information confidential and safe. We maintain physical, electronic, and procedural safeguards.

Information we collect

The personal information we collect depends on the specific insurance product you have an interest in.

Information from Individuals:

Most all personal information is obtained from your insurance application. We also get additional information from any additional supplemental forms that may be required with the application paperwork. This may include information such as:

  • Name, address, telephone number, date of birth and social security number
  • Income, assets and investment preferences
  • Information on health and habits, if you apply for life insurance or make a claim
  • Information to process transactions or to conduct online transactions
  • Personal medical information including the names addresses and telephone numbers of doctors.

Information from Third Parties

If required, we may also obtain information from third parties. For example, we may need additional information in order to evaluate your application or verify your identity. This additional information may include:

  • Personal and credit information from consumer reporting agencies
  • Health history from medical providers and the Medical Information Bureau, Inc. (MIB, Inc.)
  • Employment and benefit information from employers, plan sponsors and administrators
  • Information from other companies about contracts or accounts transferred to us

Consumer reporting agencies may keep the information they collect. They may share that information with others to the extent allowed by law. If you contact another insurer to apply for life or health insurance or make a claim, the MIB, Inc. will supply that company with the information it has in its files.

Transaction Information

We keep records of all client transactions. This may include information such as:

  • Benefits, contract values, payments and account activities
  • Beneficiaries and claims
  • Web site visitor information

Medical Information

We collect personal medical information only to underwrite life and disability insurance or process claims. We will first obtain written consent from you before we obtain any medical information from third parties. You can be assured that your personal medical information will only be used to help you obtain the most favorable insurance products that fit your given circumstances.

We do not share medical information for marketing purposes. We only share it within strict limits as allowed or required by law. We will, with your permission, allow several insurance companies to review your file simultaneously on a “trial basis” so that there a several options from which to obtain offers.

Information we share

We share information only in a limited way to assure our prospects and clients get the best outcome given their insurance needs, or as required by law.

Within MEG Financial

The law allows us to share the personal information listed above with third parties that help us conduct business. For example, we may share personal information to help secure better offers in the event that normal channels are not delivering the best results. This will specifically be with the confines of insurance underwriting.

We share only the information our insurance companies and brokerage specialists need to carry out their duties. We require that they use it only for that purpose and keep all information confidential.

With Others

We may share with other third parties involved in providing or maintaining your insurance policy. We share only the information needed to perform their duties. This may include:

  • Any joint insurance agent
  • Your physician and insurance support organizations such as MIB, Inc.
  • Employers, plan sponsors and administrators

We will share personal information if you direct or authorize us to do so, or if we are required to do so by law enforcement, governmental or regulatory agencies.

Access and information correction

We want to make sure the information we have is accurate. Generally, upon written request, we will provide you with the personal information about you in our files, including any disclosures of medical information. If you believe that any of our records are incorrect, you may contact us in writing to request a correction.

For more information on privacy issues, please contact:

MEG Financial, Inc.
196 E. Nine Mile Rd. Suite D
Pensacola, FL 32514
Toll free 1(877) 583-3955

Visit our Legal Use page also

Term Life Insurance Quotes
 
PO Box 88
Cantonment, Florida 32533

Tel: (877) 583-3955
Fax: (877) 577-3757
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