Sample
Alcohol Questionnaire : Alcohal and Life Insurance
If you are applying for life insurance with a
history of alcohol abuse, you will be required to provide
detailed information regarding your alcohol use history.
Your answers to the questions below will determine which
insurance company will offer you the most competitive
rate for life insurance. Each company has their own specific
alcohol questionnaire and their own guidelines for assessing
an individual’s risk level. MEG Financial
can help you identify your top alternatives. Call MEG
today at (877) 583-3955 or request a custom life insurance
quote.
- What are the complete details of your alcohol
usage history?
Consumption history, frequency, type and amounts, Date of last use
- Have you ever been treated for alcohol abuse?
When? Where Treated? Impatient or Outpatient? Duration and Treatment
- Have you ever used drugs or received treatment
for drug abuse?
When? Where Treated? Impatient or Outpatient? Duration and Treatment
- Are you a member of Alcoholics Anonymous (AA)?
When did you join? Attend regularly?
- Have you ever been arrested for DUI, DWI or
reckless or careless driving?
Need complete details of any driving offenses.
- Do you have any medical problems including
high blood pressure, diabetes, heart or circulatory
issues or liver disease including elevated liver enzymes?
Need complete details including date of diagnosis, duration, treatment and attending
physician.
- What medications are you currently taking?
Provide complete list including names and dosages.
- Have you had family or employment problems
as a result of you alcohol usage?
As discussed in getting
a competitive life insurance rate with a history or alcohol use, a detailed
cover letter describing family, employment and lifestyle issues can go a long
way in helping paint a positive picture to the insurance company.
A past history of alcohol abuse does not make
you uninsurable!
If you have had alcohol related problems, the
key to applying for and securing a fairly priced life
insurance policy is to know which company will treat
you the most favorably based on your answers to the questions
above. An experienced independent insurance agent is
crucial to helping locate your best policy option. At
MEG Financial, we have helped many individuals with histories
of alcohol problems locate and obtain affordable life
insurance.
Call MEG now at (877) 583-3955 for personalized
service.
|
